Terms of Service

1. Acceptance of Terms

By accessing and using the Spark Folio website (spark-folio.com) and our services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. About Spark Folio

Spark Folio is an online design education platform operated from:

3. Use of Services

3.1 Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this age requirement.

3.2 Account Registration

To access certain features, you may need to create an account. You are responsible for:

• Providing accurate and complete information
• Maintaining the security of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

3.3 Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these terms. You must not:

• Violate any applicable laws or regulations
• Share course materials without authorization
• Use our services for commercial purposes without permission
• Attempt to gain unauthorized access to our systems
• Upload malicious content or engage in harmful activities

4. Course Access and Content

4.1 Course Enrollment

Course enrollment is subject to availability and payment of applicable fees. Upon successful enrollment, you will receive access to the course materials for the duration specified.

4.2 Intellectual Property

All course content, including videos, text, graphics, and other materials, is the intellectual property of Spark Folio or its licensors. You may access and use the content solely for your personal, non-commercial educational purposes.

4.3 Content Restrictions

You may not:

• Download, copy, or distribute course materials
• Record, reproduce, or share video content
• Create derivative works based on our content
• Use content for training other individuals or organizations

5. Payment and Refunds

5.1 Fees and Payment

Course fees are payable in advance and must be paid in full before access is granted. We accept various payment methods as indicated on our website.

5.2 Refund Policy

We offer a 14-day money-back guarantee from the date of enrollment. Refund requests must be submitted in writing to [email protected]. Refunds are not available after the 14-day period or if significant course content has been accessed.

6. User-Generated Content

If you submit content to our platform (such as assignments, comments, or forum posts), you grant us a non-exclusive, royalty-free license to use, display, and distribute such content for educational and promotional purposes.

7. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

8. Disclaimers and Limitations

8.1 Service Availability

We strive to maintain continuous service availability but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue services with reasonable notice.

8.2 Educational Outcomes

While we provide high-quality education, we cannot guarantee specific learning outcomes, job placement, or career advancement as results may vary based on individual effort and circumstances.

8.3 Limitation of Liability

To the maximum extent permitted by law, Spark Folio shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

9. Termination

9.1 Termination by You

You may terminate your account at any time by contacting us. Termination does not entitle you to a refund unless within the refund period.

9.2 Termination by Us

We may terminate or suspend your access immediately if you violate these terms or engage in prohibited activities.

10. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes by email or website notice. Continued use of our services after changes constitutes acceptance of the new terms.

11. Governing Law

These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Contact Information

For questions about these Terms of Service, please contact us:

13. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

14. Entire Agreement

These terms, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and Spark Folio regarding the use of our services.